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Product liability insurance
Product liability insurance could cover a business financially against damage, death or an injury caused by products sold or supplied by the business. This policy could help cover costs associated with medical and legal fees.
Key person business insurance
Key person insurance provides financial cover if an important person in the business (generally the owner, founder or CEO, or any other person who plays a key role in the operations of the business) is no longer able to work due to death, disability or illness.
Commercial property insurance
Commercial property insurance covers the property on which your business is situated as well as the physical structure. This insurance could cover your business from loss due to fire, theft and natural disaster, as well as any installed machinery or equipment.
Credit risk insurance
Credit risk insurance covers your business against loss due to payment default on trade receivables. This product could cover your local and international debtors. If you sell goods and services on credit terms, this could be the right policy for your business.
Professional indemnity cover
Professional indemnity insurance covers businesses that provide a professional service or advice. This could cover losses related to legal fees and damages payable. Businesses in certain industries or professions may be legally required to take out this form of cover.
Employers' liability Insurance
Employers’ liability insurance covers a business owner against any injury, illness or death caused to an employee during their work. This type of cover could help pay compensation costs and legal fees.