Public Liability
Public Liability insurance covers claims from third parties for bodily injury or property damage arising from your business operations, premises or site activities — exposure that sits outside a Professional Indemnity policy.
What it covers
- ✓Third-party bodily injury at your premises or a client site
- ✓Accidental damage to third-party property during business activities
- ✓Legal defence costs for liability claims
Who needs it
- Businesses with client-facing premises or site visits
- Architects, engineers and project managers conducting site inspections
- Veterinary practices and other client-facing professional premises
FAQ
Frequently asked questions
No. PI covers financial loss from professional advice or service errors. Bodily injury and property damage are covered under Public Liability.