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Professional Indemnity Insurance for Tour Operators
Tour operators carry liability for the advice, bookings and itinerary planning they provide to clients.
Why it matters
Why tour operators need Professional Indemnity
- Client and supplier contracts often require adequate PI cover.
- Booking and itinerary errors can result in significant client loss claims.
What does Tour Operator PI cover?
- ✓Claims arising from alleged negligent advice or booking errors.
- ✓Defence costs in responding to professional negligence claims.
Common exclusions
- –Deliberate or fraudulent acts.
- –Bodily injury during tours, typically covered under Public Liability.
Real scenarios
Common Tour Operator PI claims
Booking error claims
Claims linked to incorrect bookings or itinerary planning.
How much PI cover does a tour operator need?
Limits should reflect average booking values and total annual turnover.
What affects the premium?
- Annual turnover
- International vs domestic operations
- Claims history
What information insurers require
- • Annual turnover
- • Domestic / international split
- • Claims history
Retroactive cover
Retroactive date should reflect when the business began operating.
Run-off cover
Run-off cover matters if the business closes.
FAQ
Frequently asked questions
It is strongly recommended given the advice and booking liability exposure inherent in the business.
Get your Tour Operator PI quote
One simple online application, tailored to how tour operators actually work.
Related professions
Related covers
- Public Liability →
Covers bodily injury and property damage during tours.