Proof of Insurance
Need to confirm your cover for a tender, regulator, client or landlord? Here's what proof of insurance includes, when you'll need it, and how to get yours.
What is proof of insurance?
Proof of insurance — sometimes called a certificate of insurance or a broker's letter of confirmation — is a short document confirming that you hold active cover. It states who the insured is, which insurer holds the risk, what class of business is covered, the limit of indemnity, and the period the policy runs for.
When will you be asked for it?
Proof of insurance is most commonly requested during tenders and RFPs, when renewing registration with a regulator or professional body, when a client or landlord's contract requires evidence of cover as a condition of appointment, or at project sign-off. Deadlines for these requests are often short, so it helps to know in advance how to get yours.
What does it include?
A standard proof of insurance document sets out the insured entity's name and registration details, the insurer's name, your policy number, the class of business and limit of indemnity, the period of insurance, and — for claims-made covers like Professional Indemnity — your retroactive date. Some clients or tenders ask for additional confirmations, such as being noted as an interested party.
How do you get yours from BackedSure?
Once your policy is active, your proof of insurance and other policy documents are available from your BackedSure dashboard. If you need it urgently, or need a document formatted for a specific tender or client requirement, our team can issue one directly — just get in touch.
Keeping it current
Proof of insurance reflects your cover at a point in time, so it needs to be reissued whenever your policy renews, your limit of indemnity changes, or your business details change. Check the validity period on any document before submitting it, particularly close to a renewal date.
What it includes
- ✓Insured name and business registration details
- ✓Insurer name and your policy number
- ✓Class of business and limit of indemnity
- ✓Period of insurance and, for claims-made policies, your retroactive date
When you'll need it
- Responding to a tender or RFP that requires evidence of cover
- Renewing registration with a regulator or professional body
- Meeting a client or landlord's contractual insurance requirement
- Project sign-off or close-out documentation
FAQ
Frequently asked questions
Yes — these terms are generally used interchangeably to describe a short confirmation of your active cover, insurer, limit and period of insurance.